Family of the YMCA,
Help us to provide more opportunities for youth to participate at the YMCA. Go to www.nikebackyourblock.com, click on 2009 applicants and vote for the Grand Strand Family YMCA. Your votes will help us to receive a grant to help provide scholarships for families unable to pay. We need everyone’s help in this effort. Thank you as always for your support!! Have a great summer.
YMCA Misson: to put Christian principles into practice though programs that build healthy spirit, mind, and body for all.
THANKS FOR TAKING THE TIME TO VOTE!!
Friday, June 26, 2009
Monday, June 22, 2009
TAX CREDIT MAY EXPAND....READ BELOW....
Tax Credit for Home Purchase Could Rise
USA Today, By Stephanie Armour
June 22, 2009
Lawmakers and businesses are calling for expansion of a tax credit for first-time home buyers that has helped spark home sales in an otherwise dismal real estate market.
With the tax credit scheduled to expire in fall, some business groups say the amount of the credit, now capped at $8,000, should be raised to $15,000 and applied to anyone who buys a home.
First-time buyers make up a hefty 40% of home purchases, according to the National Association of Realtors (NAR), which is about 5 percentage points higher than the historical average.
The credit, introduced in July 2008, was expanded in February as part of the economic stimulus package. The proposals may face headwinds amid growing public criticism of government spending to rescue the economy and the widening budget deficit.
Some economists say a tax benefit is vital to spur home buying and help stabilize prices.
"I'm fairly confident that (Congress) will extend the tax credit, because it is so important that housing come back," says Bernard Baumohl, an economist at the Economic Outlook Group. "But raising the tax credit will be difficult because it reduces taxes even more."
The White House had no immediate comment Sunday.
Current proposals:
•A Senate bill to expand the tax credit to $15,000 for any home buyer regardless of income was introduced this month by Sen. Johnny Isakson, R-Ga. It is co-sponsored by Senate Banking Committee Chairman Chris Dodd, D-Conn.
"It would go a long way toward inducing trade-up buyers into the market," says Lawrence Yun, chief economist at the NAR.
•A House bill to keep the $8,000 credit in place until June 2010 and expand it to all home buyers was introduced last month by Rep. Kenny Marchant, R-Texas. It also would provide a $3,000 credit to homeowners who refinance.
•Another bill in the House, introduced by Rep. Eddie Bernice Johnson, D-Texas, would extend the credit to all home buyers through 2010.
The Business Roundtable, a consortium of CEOs from large companies, urged Congress this month to expand the tax credit to $15,000 and make all home buyers eligible.
"The issue is how do we stimulate the move-up market, and that's essential for the economy," says Richard Smith, CEO of Realogy, the parent company of Century 21, Coldwell Banker, Sotheby's International Realty and ERA.
"I think it's going to be a bipartisan effort," Smith says. "The issue is how to pay for it."
The current tax credit does not apply to singles earning more than $95,000 a year and couples who earn more than $170,000. Some business leaders want the income caps eliminated.
Buyers do not have to repay the tax credit if they occupy the home for three years or more.
"A lot of people are taking advantage of it," says David Thomas, a Realtor in Washington, D.C., who adds that expanding the credit would boost the market. "That would be a fantastic idea, to enhance and expand the incentives."
USA Today, By Stephanie Armour
June 22, 2009
Lawmakers and businesses are calling for expansion of a tax credit for first-time home buyers that has helped spark home sales in an otherwise dismal real estate market.
With the tax credit scheduled to expire in fall, some business groups say the amount of the credit, now capped at $8,000, should be raised to $15,000 and applied to anyone who buys a home.
First-time buyers make up a hefty 40% of home purchases, according to the National Association of Realtors (NAR), which is about 5 percentage points higher than the historical average.
The credit, introduced in July 2008, was expanded in February as part of the economic stimulus package. The proposals may face headwinds amid growing public criticism of government spending to rescue the economy and the widening budget deficit.
Some economists say a tax benefit is vital to spur home buying and help stabilize prices.
"I'm fairly confident that (Congress) will extend the tax credit, because it is so important that housing come back," says Bernard Baumohl, an economist at the Economic Outlook Group. "But raising the tax credit will be difficult because it reduces taxes even more."
The White House had no immediate comment Sunday.
Current proposals:
•A Senate bill to expand the tax credit to $15,000 for any home buyer regardless of income was introduced this month by Sen. Johnny Isakson, R-Ga. It is co-sponsored by Senate Banking Committee Chairman Chris Dodd, D-Conn.
"It would go a long way toward inducing trade-up buyers into the market," says Lawrence Yun, chief economist at the NAR.
•A House bill to keep the $8,000 credit in place until June 2010 and expand it to all home buyers was introduced last month by Rep. Kenny Marchant, R-Texas. It also would provide a $3,000 credit to homeowners who refinance.
•Another bill in the House, introduced by Rep. Eddie Bernice Johnson, D-Texas, would extend the credit to all home buyers through 2010.
The Business Roundtable, a consortium of CEOs from large companies, urged Congress this month to expand the tax credit to $15,000 and make all home buyers eligible.
"The issue is how do we stimulate the move-up market, and that's essential for the economy," says Richard Smith, CEO of Realogy, the parent company of Century 21, Coldwell Banker, Sotheby's International Realty and ERA.
"I think it's going to be a bipartisan effort," Smith says. "The issue is how to pay for it."
The current tax credit does not apply to singles earning more than $95,000 a year and couples who earn more than $170,000. Some business leaders want the income caps eliminated.
Buyers do not have to repay the tax credit if they occupy the home for three years or more.
"A lot of people are taking advantage of it," says David Thomas, a Realtor in Washington, D.C., who adds that expanding the credit would boost the market. "That would be a fantastic idea, to enhance and expand the incentives."
MONDAY MORNING MOJO .....ENJOY!
Good Morning MOJO,
The key to getting what we want in life is making the choice. The most common difference between those who get what they want and those who don’t are simply the choices they make everyday. Typically it’s not their circumstances…it’s not the way they where raised, or their education. Most people who are not accomplishing their goals in life are totally capable to if they where committed to them, but they have chosen not to…they just aren’t willing to do what is necessary to have a life that good. Think about your life for a moment...what do you want and what does it take to get it? Be very specific on what it takes to get it.
So, why haven’t you been doing what it takes to get what you want…really? Before you start with all of the excuses, ask yourself…if you really had to do it, could you? Let me make it a little clearer how this is a choice. I don’t even like to think these thoughts, but this will help you understand that you can do it if you want it bad enough. If the person or person’s you care about the most lives depended upon it, could you do it…if you doing those specific things necessary was a matter of life or death, could you? We both know the answer…of course you could and would do whatever it takes to make it happen to save the ones you love. Life is a series of choices…the Y’s in the road of life. In most cases if you take the easy path…the one most people take, you will experience short term gain and long term pain. On the other hand if you have the courage to take the other path…the one most will not take, you may have some short term pain, but long term gain. So, make the right choice.
Make it a GREAT week and make the right choices!!!!!
"The actions you take in the first hour of your day will determine your fate for the rest of it"
Tom TognoliCOO, Founder
Intero Real Estate Services
The key to getting what we want in life is making the choice. The most common difference between those who get what they want and those who don’t are simply the choices they make everyday. Typically it’s not their circumstances…it’s not the way they where raised, or their education. Most people who are not accomplishing their goals in life are totally capable to if they where committed to them, but they have chosen not to…they just aren’t willing to do what is necessary to have a life that good. Think about your life for a moment...what do you want and what does it take to get it? Be very specific on what it takes to get it.
So, why haven’t you been doing what it takes to get what you want…really? Before you start with all of the excuses, ask yourself…if you really had to do it, could you? Let me make it a little clearer how this is a choice. I don’t even like to think these thoughts, but this will help you understand that you can do it if you want it bad enough. If the person or person’s you care about the most lives depended upon it, could you do it…if you doing those specific things necessary was a matter of life or death, could you? We both know the answer…of course you could and would do whatever it takes to make it happen to save the ones you love. Life is a series of choices…the Y’s in the road of life. In most cases if you take the easy path…the one most people take, you will experience short term gain and long term pain. On the other hand if you have the courage to take the other path…the one most will not take, you may have some short term pain, but long term gain. So, make the right choice.
Make it a GREAT week and make the right choices!!!!!
"The actions you take in the first hour of your day will determine your fate for the rest of it"
Tom TognoliCOO, Founder
Intero Real Estate Services
Monday, June 15, 2009
MONDAY MORNING MOJO for the week! ENJOY!
Good Morning MOJO,
Every time you see them you try and avoid them like the plague because they are just so negative and draining. To them everything is a crisis…everyone and everything is out to get them. Nothing works and everything that is not going right in their world is someone else’s fault…never theirs. They never smile and they always seem to find the negative in everything and everybody…never the positive. Anytime there is a small setback, it is like the world is coming to an end. They treat life like it is a WIN/LOSE game…and trust me, there is no such thing. Whenever someone wins and someone loses, both lose. Does this type of person sound familiar…do you know people like this? I sure do.
Then there are those people you love being around because for what ever reason they just have this positive energy about them which makes you feel good. They are always fired up, have a smile on their face and having a good time. When there are small set backs, they seem to find the positive side or don’t even acknowledge it…they just keep moving forward as if it is an expected part of the process. They are the ones who keep their emotions under control…they don’t yell, they don’t scream, they don’t attack, they don’t fight and they don’t blame. Now don’t get me wrong, they are passionate and fired up. They just don’t fight it…they seem to always find a way to use the flow to their advantage. They aren’t pushing…they seem to be getting pulled through life. They are WIN/WIN people…always looking for ways that they can WIN, but so can everyone else.
The interesting thing about these two different types of people is that the positive ones almost always seem to win in all the equities of their life…Personally, Professionally, Business, Health…you name it. They actually say people who smile and laugh a lot…the positive ones live longer and are much healthier and happier. The negative ones always seem to look unhealthy and anxious…they seem to struggle in business and in their relationships…they look run down.
So, my question to you is which one are you? Be honest. Is your energy good energy or bad energy? Fired up energy or draining energy? If you asked those around you to describe your energy, what would they say? Fired up and infectious or exhausting and draining. Are you positive or negative? Do you fight life or do you use those people and things around you to propel you to success.
It is a choice…another one of those small choices I write about every Monday morning. It is the cumulative affect of all those small choices that will get you are looking for in life.
Make it a GREAT week!!!!
"The actions you take in the first hour of your day will determine your fate for the rest of it"
Tom TognoliCOO, Founder
Intero Real Estate Services
Every time you see them you try and avoid them like the plague because they are just so negative and draining. To them everything is a crisis…everyone and everything is out to get them. Nothing works and everything that is not going right in their world is someone else’s fault…never theirs. They never smile and they always seem to find the negative in everything and everybody…never the positive. Anytime there is a small setback, it is like the world is coming to an end. They treat life like it is a WIN/LOSE game…and trust me, there is no such thing. Whenever someone wins and someone loses, both lose. Does this type of person sound familiar…do you know people like this? I sure do.
Then there are those people you love being around because for what ever reason they just have this positive energy about them which makes you feel good. They are always fired up, have a smile on their face and having a good time. When there are small set backs, they seem to find the positive side or don’t even acknowledge it…they just keep moving forward as if it is an expected part of the process. They are the ones who keep their emotions under control…they don’t yell, they don’t scream, they don’t attack, they don’t fight and they don’t blame. Now don’t get me wrong, they are passionate and fired up. They just don’t fight it…they seem to always find a way to use the flow to their advantage. They aren’t pushing…they seem to be getting pulled through life. They are WIN/WIN people…always looking for ways that they can WIN, but so can everyone else.
The interesting thing about these two different types of people is that the positive ones almost always seem to win in all the equities of their life…Personally, Professionally, Business, Health…you name it. They actually say people who smile and laugh a lot…the positive ones live longer and are much healthier and happier. The negative ones always seem to look unhealthy and anxious…they seem to struggle in business and in their relationships…they look run down.
So, my question to you is which one are you? Be honest. Is your energy good energy or bad energy? Fired up energy or draining energy? If you asked those around you to describe your energy, what would they say? Fired up and infectious or exhausting and draining. Are you positive or negative? Do you fight life or do you use those people and things around you to propel you to success.
It is a choice…another one of those small choices I write about every Monday morning. It is the cumulative affect of all those small choices that will get you are looking for in life.
Make it a GREAT week!!!!
"The actions you take in the first hour of your day will determine your fate for the rest of it"
Tom TognoliCOO, Founder
Intero Real Estate Services
Friday, June 12, 2009
Friday, June 5, 2009
Wednesday, June 3, 2009
How to Sell Your Home....from a childs point of view
http://sharing.theflip.com/session/d88a8df5d44a5baf414ea18a0e2e9c10/video/4366617
Monday, June 1, 2009
North Beach Plantation
North Beach Plantation approved for Fannie Mae financing! More to come.......YEAH
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